Privacy Policy

Last Updated: January 28, 2026

This Privacy Policy describes how Income Stream Tracker ("we," "us," or "our") collects, uses, and shares your personal information when you use our website, services, and applications (collectively, the "Services").

1. Information We Collect

1.1 Personal Information You Provide

• Contact Information (name, email address)
• Account credentials
• Payment information (processed securely by third-party processors)
• Income and financial data you choose to track
• Communication preferences

1.2 Automatically Collected Information

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent, features used)
• Cookies and tracking technologies (see Cookie Policy)

1.3 Information from Third Parties

• Social media platforms (if you connect accounts)
• Payment processors
• Analytics providers

2. How We Use Your Information

We use your information to:

• Provide and maintain our Services
• Process transactions and send confirmations
• Personalize your experience
• Send administrative information and updates
• Respond to your inquiries and provide support
• Improve our Services and develop new features
• Prevent fraud and ensure security
• Comply with legal obligations

3. Legal Basis for Processing (GDPR)

For users in the European Economic Area (EEA), we process your personal information under the following legal bases:

• Consent: When you've given clear consent for specific purposes
• Contractual Necessity: To fulfill our obligations to you
• Legitimate Interests: For our legitimate business interests
• Legal Compliance: To comply with legal obligations

4. Information Sharing and Disclosure

4.1 Service Providers

We share information with trusted third-party service providers who assist us in:

• Payment processing
• Email delivery
• Analytics and marketing
• Customer support
• Infrastructure and hosting

4.2 Legal Requirements

We may disclose your information if required by law or in response to:

• Court orders or legal processes
• Government requests
• To protect our rights, property, or safety
• To prevent fraud or security issues

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• Encryption of sensitive data
• Secure servers and infrastructure
• Regular security assessments
• Access controls and authentication
• Employee training on data protection

6. Data Retention

We retain your personal information only for as long as necessary to:

• Provide you with our Services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

You may request deletion of your data at any time by contacting us.

7. Your Rights and Choices

7.1 Access and Control

Depending on your location, you may have the right to:

• Access your personal information
• Correct inaccurate data
• Delete your personal information
• Restrict or object to processing
• Data portability
• Withdraw consent

7.2 Opt-Out Options

• Marketing emails: Use unsubscribe link in emails
• Cookies: Adjust browser settings or use our cookie preferences
• Analytics: Opt-out through privacy settings

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place, including:

• Standard Contractual Clauses (SCCs)
• Adequacy decisions
• Other legally approved mechanisms

9. Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. California Privacy Rights (CCPA/CPRA)

California residents have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of sale of personal information
• Right to non-discrimination for exercising privacy rights

11. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by:

• Posting the new policy on our website
• Sending email notifications (for registered users)
• Updating the "Last Updated" date

12. Contact Us

For EU-specific inquiries, you may contact our EU Representative:

Email: eu-representative@incomestreamtracker.com

13. Dispute Resolution

If you have concerns about our privacy practices, please contact us first. You also have the right to file a complaint with your local data protection authority.